tnr.com - 19 days ago
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This is the second installment of our new feature: Curbside Consult . For the uninitiated, curbside consults are a venerable medical tradition, whereby a doctor seeks informal advice from an experienced colleague in treating a patient with a complex condition. In covering or understanding ...
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Pre-existing positions on pre-existing conditions
Political Animal —
... yesterday, "These pools already exist in more than 30 states, but they tend to be too expensive for those with limited means to buy into. And often, people cannot get into them for as long as a year after they apply." Harold Pollack had a helpful piece on the subject two weeks ago, explaining, among other things, that those covered through high-risk pools "pay higher premiums than private insurers typically charge healthy individuals. Individuals face average deductibles exceeding $1,500 and lifetime expenditure caps. People also endure waiting periods before they can ...
High-risk pools
Ezra Klein —
... and the service is often quite poor, as a couple thousand low-income sick people aren't much of a political constituency. To put it simply, if you eventually developed a preexisting condition -- asthma, say -- would you rather a world in which insurers couldn't discriminate against you or a world in which you could send in a form to the state of Missouri and ask if they had any room in their Big Pool o' Sick people?
Thought so. For more on high-risk pools, see Harold Pollack's interview with HRP expert Katherine Swartz.
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